The minute you decide on a home you may want to start shopping for furniture and…
The minute you decide on a home you may want to start shopping for furniture and appliances, window coverings and home improvements. Shop all you want, but don’t put any purchased on credit — or apply for new credit — until after your mortgage loan has closed. New purchases affect the amount of credit you have available and can change your eligibility or the cost of your mortgage. So hold off until your mortgage is a totally done deal.
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