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For first-time home buyers, the mortgage process can be daunting. It is often confusing what mortgage lenders are looking for and how they determine your approval limits. So today, I am happy to have Cindi Conley, a 30-year veteran of the industry, here to break it down for you. She's going to share the four key components of the mortgage process to help you navigate the home buying process like a pro. Take it away, Cindi! Applying for a mortgage is a complex and mysterious process for both …

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WINDSOR PROPERTIES- 4 STEPS TO GETTING A MORTGAGE: With so many Windsor properties for sale today and the real estate market slowly improving, first time home buyers are realizing that now is a good time to buy a home. Getting a mortgage is often described as a difficult and stressful experience, however, it doesn’t have to be. By being organized, working with a reputable mortgage company and weighing all of your options, you may wonder, what all the fuss was about.

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Homeownership is a good long-term investment. Here are 10 basic tips for first time home-buyers: 1. What can you afford? 2. Long-term use 3. Fixer or move-in ready? 4. Attached or Detached living? 5. Hiring an agent 6. Be ready to buy when a good deal presents itself 7. Lender Pre-qualification 8. Down payment 9. Resale 10. Finally, be sure to consider the "what ifs" of life

Mortgage rates moved higher at a quicker pace today, following the release of the Minutes from the most recent Fed meeting.  But correlation isn’t necessarily causality in this case. The Minutes provide a more detailed account of the Fed meeting that resulted in September’s rate hi…