Guadalupe Perez, center, took out a loan to expand her party supply store in Jac…
Guadalupe Perez, center, took out a loan to expand her party supply store in Jackson Heights, Queens. (Ruth Fremson/The New York Times). Grameen America dispenses with the advice and makes smaller, less formal loans at a lower cost. It hews closely to the model developed in Bangladesh: borrowers form groups of five, approve one another’s loans and make weekly payments at 15 percent annual interest, a rate comparable to those charged by other nonprofit lenders. micro loans
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