Generally, points and lender credits let you make tradeoffs in how you pay for y…
Generally, points and lender credits let you make tradeoffs in how you pay for your mortgage and closing costs. Points, also known as discount points, lower your interest rate in exchange for an upfront fee. Lender credits lower your closing costs in exchange for a higher interest rate. These terms can sometimes be used to mean other things. “Points” is a term that m
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