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Credit Masters Tip #28 If you have less than perfect credit You can get a lower automobile loan by making on time payments and refinancing your loan. To speed up the process split your monthly payments every month. For example….Instead of paying $500 on the 1st of the month pay $250 twice a month. Interest is accumulated every 30 days so more of your payments will go towards the principal balance. Be sure to check with your lender and view all your loan terms and conditions. #per



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