Credit scores give lenders and other service providers a snapshot of your abilit…
Credit scores give lenders and other service providers a snapshot of your ability and likelihood to be able to pay for obligations. The interest rate you are offered on a home or car loan, for example, can be affected by your credit score. Other service providers, including retailers (if you apply for a credit card through them) or insurance companies, may use your credit score to determine what rate to provide you.
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