EXCERPT: To have good credit means that you are a safe risk for lenders to make …
EXCERPT: To have good credit means that you are a safe risk for lenders to make when you ask them to extend credit to you. With a good credit score, you need to ensure that you are doing what you can to maintain that score. While it is easy to go from a good score a bad score, it is not as easy to get a bad score to a good score.

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