I would also encourage home buyers to ask about cash-reserve requirements in adv…
I would also encourage home buyers to ask about cash-reserve requirements in advance, before you get too far into the process. Look at the “rejection timeline” above, and you’ll see what a big problem this was for us. These requirements aren’t always disclosed up front. So you need to be proactive and ask about them. Simply ask the lender: “Will I be required to have cash reserves on closing day? And if so, how much will I need to have in the bank?”
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